Welcome to Blue Ribbon Mortgage and Investments. We are located in Rapid City, SD, but can help you with your home loan anywhere in the Black Hills. We are not only licensed in the Black Hills but anywhere in South Dakota, North Dakota, Wyoming, Montana & Colorado. We provide Purchase or Refinance Lending with Conventional Home Lending, Jumbo Home Lending, FHA Home Loans, Veteran Affairs or VA Home Loans, 100% USDA-Rural Development Home Loans, Investment Property Loans, 2nd Home Loans, and Reverse Mortgages. We can help you design your custom home loan today!

What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Melody is great! She was awesome in helping me buy my house originally and when rates dropped I wanted her to do my refinance. She is through and makes sure the process goes smoothly.

Peggy Barber

Rapid City SD

Christina was incredible to work with. We were being transferred from Delaware to Rapid City and quite nervous about the home buying process due to being so far away. Christina was amazing from the second we met over the phone until the closing. She kept in touch with us constantly, explained the process,  answered all our questions, and made the whole home buying process smooth and enjoyable! I would highly recommend anyone to contact Christina for all their mortgage needs. 

Janelle Murphy

Rapid City SD

I am a first time home owner, Christina has been very helpful in achieving my "American Dream" with so much ease. I felt so much support on my process of acquiring my house, especially during this COVID-19 pandemic, on its economic impact. She was always ready to consult or talk to. I think one best thing about her is it's not all about the money, or low interest rates, it is her outstanding customer relations which I appreciated the most. Very approachable and friendly. Unfortunately, I wasn't able to meet her in person to at least thank her. She worked well hand in hand with Stephanie Steele, my realtor. Again, thank you and kudos to you, Christina! You well deserved 10 ??????????!


Rapid City SD

Christina is awesome! We have worked with Christina and Blue Ribbon twice, once with our first time home purchase and then again with our refinance. Everything went great both times. Christina is so helpful and just amazing to work with!We wouldn't have gotten through the process so easily without her help.

Justina D.

Rapid City SD

Everyone was amazing.  Buying a home was a whirlwind of emotions and everyone was so kind and helpful!  Thank you so much for being far more then standard!  You are all exceptional!  

Melody/ Steve

Rapid City SD


Conventional Loans

FHA Loans

USDA Loans

1st Time Homebuyer

VA Loans